Paying down my student debt had everything to do with setting the goal (slay my student loan), having the motivation to follow the debt reduction plan with actionable steps, and knowing the end was near ‘cause I wrote “STUDENT DEBT FREE DAY” on my calendar. When I paid off my $17,000 student loan it wasn’t because of luck - it was because I had an actionable plan with achievable steps set to a timeline. Goal setting works, and I’ve lived the reality. What’s the saying? - “A goal without a plan is just a wish.” Well, no wishy-washy here! Setting financial goals throughout your lifetime (and adjusting them) is also an important part of financial planning. Whether your goals are short-term or require a longer term commitment, everything is possible when you identify your personal financial goals and develop a plan to reach them. These are YOUR goals, so no judgement here. Perhaps your goal is to start an emergency fund so you’re not constantly stressed about work, maybe you want to pay down student debt, or maybe you’re looking ahead with the goal of saving for your first home. 🙂įinancial goals can address your immediate needs, your long term dreams, and everything in between. The social hashtag announcement-thing after hitting your #goals is totally up to you.

I want you ignore social, forget about FOMO, and focus on yourself, OK? I want you to set your own money goals without comparing yourself to others, and then slay them on YOUR terms. Goals - we all have them, right? Sometimes we quietly keep our financial goals to ourselves, other times we hashtag the aspirational feats of others as #goals across social media.

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